Transferring Risk for Rising Health Care Costs to Individual

For over a decade I’ve heard “there is enough money in the healthcare system to cover everyone in America, we just need to spend it differently”. To date the insurers of 250 million people haven’t gotten together to accomplish this task. Business and government have taken countless “strategic actions”, yet healthcare continues to rise more rapidly than overall inflation.

Senator Ron Wyden-D Oregon offered his “Universal Coverage” plan that rehashes the decade old promise. Guess who’s on the hook if it works as well as the past 10 years of innovation? You and me, that’s who. Employers get off "Scott free"...